My girlfriend and I are looking to buy a home for £250,000. We are a couple in our late 20s and have a joint income of about £80,000, although we both have chunky student loan debts to pay off.
We have very little in savings so thought that ruled us out of buying a home for the moment.
But we have recently seen something about 99 per cent mortgages which look interesting.
What lenders offer these deals and what are the hoops we’d have to jump through to get one? Are they much more expensive than other mortgages?
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